
Case 01 · Fintech
NimbleFi
An underwriting engine for community banks: borrower package in, review-ready credit memo out.
I built the underwriting system behind NimbleFi, a product for community banks and credit unions. A loan officer drops a borrower package on it. The system recognises the documents, spreads the financials, runs the policy and covenant checks, and assembles a credit memo that a human reviews and signs. Every number in the memo links back to the page it came from, so an examiner can follow it.
- Role
- Developer
- Year
- Now
Work covered
- Identifies the document types in a borrower package
- Spreads the financials and benchmarks them against peers
- Runs the policy and covenant checks automatically
- Assembles a memo a human reviews, with every figure linked to its source
- Document ingestion
- Financial spreading
- Policy checks
- Credit memos
- Source lineage
- Banking








